We Buy Real Estate Notes

Turn your mortgage or real estate note into cash with a simple, straightforward process.

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Convert Your Real Estate Note Into Immediate Cash

SWE Lending is a direct buyer purchasing real estate notes for our own portfolio. With over 35 years of experience and thousands of transactions closed, our process is quick, easy, and straightforward.

We specialize in performing, non-performing, and notes in bankruptcy — residential or commercial. You’ll work directly with decision-makers, not brokers or intermediaries.

Why Sellers Choose SWE Lending:

  • Free, no-obligation valuation in 72 hours
  • Closings in as little as 14 days 
  • Direct buyer - no broker fees or delays 
  • Licensed Lender & Registered Servicer (NMLS # 851997)
  • Trusted Texas-based team funding all purchases in-house

Fast & Straightforward Process

Selling your note doesn’t have to be complicated. Our team keeps the process simple, clear, and efficient so you can move from inquiry to closing without unnecessary delays.

Competitive, Fair Offers

We evaluate each note carefully to provide a fair and competitive offer based on real market factors. Our goal is to create a solution that makes sense for you.

Experience You Can Trust

With years of experience in real estate lending, we understand how to structure deals and guide you through the process with confidence and clarity every step of the way.

Flexible Solutions

Every note is different. We work with you to find a solution that fits your situation and financial goals.

Quick Access to Cash

Turn your note into usable funds without waiting years for payments — access your equity when you need it.

Clear Communication

We keep you informed throughout the process so you always know what to expect from start to finish.

Success Story

“After dealing with numerous brokers and false promises, I called SWE Lending. I sold my $3.5M portfolio, and it closed within 2 weeks. My documents weren’t perfect—SWE understood and worked with me to get it done.” 

Debra, Real Estate Investor, Houston

We Make Selling Your Mortgage Note Simple

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Get In Touch

Tell us about your note and your goals.

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Review & Get An Offer

Tell us about your note and your goals.

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Close & Get Paid

Accept the offer and receive your cash quickly.