Unlock your equity. Move faster. Invest smarter.

Quick liquidity for investment real estate.

A man in a suit converses with another man, both engaged in a professional discussion

Access Equity Without Selling

Our Cash-Out Loans allow property owners to pull equity from any non-homestead property quickly and with minimal documentation. Use funds for business growth, new acquisitions, debt payoff, or capital improvements—no bank hurdles.

Common Uses

  • New investments
  • Working capital
  • Construction or renovation
  • Debt consolidation
  • Time-sensitive opportunities

Why Borrowers Choose SWE

  • Fast closings
  • Minimal documentation
  • Any non-homestead property
  • Flexible LTVs

Loan Highlights

  • LTV: Up to 60–70%
  • Eligible Properties: Rentals, multifamily, land, commercial
  • Timeline: 5–10 business days

Simple 5-Step Process

  • 1 Consultation
  • 2 Application
  • 3 Title + payoff review
  • 4 Approval
  • 5 Funding

Documents Needed

  • ID
  • Ownership proof
  • Entity docs (if LLC)
  • Payoff info
  • Insurance binder

Fees

  • Commitment Fee after term acceptance
  • Standard title + appraisal fees

Success Story

A borrower reached out needing funds to continue construction on their investment property after running out of capital. With delays costing them time and money, we moved quickly—reviewed documents, verified equity, and closed their Cash-Out Loan in under 10 days. The borrower received the liquidity they needed to continue construction and complete the project successfully.

Client Testimonials

SWE Lending frequently supports investors who return for multiple properties. Borrowers highlight our consistent speed, flexibility, and ease of doing business—especially when liquidity is needed fast.

Frequently Asked Questions

A group of diverse office workers collaboratively reviewing a board filled with colorful sticky notes.

Cash-Out Loan Pre-Approval Application